India Individual Income Tax Calculator

Guided · Old & New regime · AY 2024-25 / 2025-26 / 2026-27
Disclaimer: This is an estimator for educational use only. It is not a substitute for official e-filing on the Income Tax portal or advice from a qualified Chartered Accountant. Verify all figures. FY 2025-26 (AY 2026-27) figures reflect Budget 2025 and may be subject to change.
Step 1 of 9Filing details11%
Estimated tax₹0

AFiling details

Choose Assessment Year, status and tax regime. Everything recalculates live.

BSalary — Schedule S

HRA exemption sub-calculator Old only ?

Exempt HRA₹0
Standard deduction (auto per regime)₹0
Income from Salary₹0

CHouse Property — Schedule HP

Self-occupied loan interest capped at ₹2,00,000. Overall HP loss set-off against other heads capped at ₹2,00,000. New regime: self-occupied interest not allowed and HP loss cannot be set off.

Property 1

Property 2

Net Income from House Property₹0

DCapital Gains — Schedule CG

Rate-change caveat: for transfers on/after 23-Jul-2024 equity STCG (111A) is 20% (was 15%) and equity LTCG (112A) is 12.5% (was 10%). LTCG 112A exemption: ₹1,25,000 (AY 2025-26+), else ₹1,00,000.
LTCG 112A exemption applied₹0

EBusiness / Profession — Schedule BP

Presumptive 44AD (business) ?

Deemed profit 44AD₹0

Presumptive 44ADA (profession) ?

Deemed profit 44ADA₹0
Income from Business / Profession₹0

FIncome from Other Sources

Income from Other Sources₹0

GDeductions — Chapter VI-A

New regime disallows these except 80CCD(2) employer NPS (and standard deduction). Values below are used only in the Old regime, except 80CCD(2).
Total Chapter VI-A deductions (this regime)₹0

HTaxes already paid

Total taxes paid₹0

Review & Result

Full computation sheet and Old-vs-New comparison for your entries.
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Computation summary

AY 2026-27 · Compare both
Surcharge: >₹50L 10%, >₹1cr 15%, >₹2cr 25%, >₹5cr 37% (New regime capped at 25%). Cess 4%. Marginal relief applied on surcharge & 87A rebate.
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